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The Scottish Ministers, in exercise of the powers conferred by sections 2(3) and (4), 4(5), 5(4), 6(1), 7 and 62(2) of the Debt Arrangement and Attachment (Scotland) Act 2002[1] and of all other powers enabling them in that behalf, hereby make the following Regulations: Citation, commencement and interpretation 1. These Regulations may be cited as the Debt Arrangement Scheme (Scotland) Amendment Regulations 2004 and shall come into force on 14th November 2004. Amendment of the Debt Arrangement Scheme (Scotland) Regulations 2004 2. The Debt Arrangement Scheme (Scotland) Regulations 2004[2] shall be amended in accordance with these Regulations. 3. In regulation 1, for "the fourteenth day after the day on which they are made" substitute "30th November 2004". 4. In regulation 5(1), after "shall be" insert "payable in advance and shall be". 5. - (1) In regulation 7(2), at the end insert-
(1) For regulation 7(4), substitute-
6.
After regulation 9(3), insert-
7.
In regulation 13(1), for "form 2" substitute "writing".
(g) make all payments in respect of credit obtained under regulation 35(1)(b)(iv), (v) and (vi) as they fall due; and (h) give all notices and intimations which require to be given by a debtor under these Regulations".
10.
In regulation 30(3)(a), for "home" in the second place where it occurs, substitute "sole or main residence".
(b) in paragraph (1)(b), head (i) shall be omitted;
(ii) after "1991," insert "in".
12.
In regulation 47, for "form 12" substitute "writing".
(b) to the sheriff principal under paragraphs (4) or (5) shall be by note of appeal in accordance with rule 31.4 of the Ordinary Cause Rules set out in the First Schedule to the Sheriff Courts (Scotland) Act 1907[4]; (c) shall be lodged within 14 days after the date of intimation to the appellant of the determination appealed against.".
15.
In Schedule 1-
(ii) in the entry for form 4, for "Notification to creditor of application for approval of a debt payment programme" substitute "Proposal to creditor for a debt payment programme"; (iii) after the entry for form 5, insert-
(b) Form 2 shall be omitted;
16.
In Schedule 5, paragraph 6 shall be omitted. Regulation 20(2) Regulation 22(2) Regulation 35(2) Regulation 35 Regulation 37 Regulation 42(2) (This note is not part of the Regulations) These Regulations amend the Debt Arrangement Scheme (Scotland) Regulations 2004 (S.S.I. 2004/[ ]) ("the principal Regulations"), which provide for a scheme for repayment of multiple debts in Scotland. The principal Regulations provide for procedure and forms in respect of a repayment arrangement under the scheme, which on approval is described as a debt payment programme. The DAS administrator has the main responsibility for approval or rejection of applications for approval as a money adviser or payments distributor, and for approval, variation or revocation of a debt payment programme. Regulation 3 amends regulation 1 of the principal Regulations to provide that the principal Regulations shall come into force on 30th November 2004. Regulation 4 amends regulation 5 of the principal Regulations to provide that fees payable in respect of inspection of the register of approved debt payment programmes shall be payable in advance. Regulation 5 amends regulation 7 of the principal Regulations to provide that a debtor does not require to give written notice to the DAS Administrator when a money adviser ceases to act for the debtor by reason of the resignation, or revocation or suspension of approval, of the money adviser. It also clarifies and confirms the duty upon a money adviser to assist the debtor to appoint a replacement money adviser when the approval of the first money adviser has been suspended or the money adviser has resigned. Regulation 6 inserts a new regulation 9(4) in the principal Regulations imposing a duty on the DAS Administrator to provide written notice to a debtor whenever the approval of their money adviser is suspended or revoked. Regulation 8 amends regulation 16 of the principal Regulations by increasing the administration fee which can be charged by a payments distributor from 5% to 10% of the sum due to be paid to a creditor in a distribution by the payments distributor. Regulation 9 amends regulation 29(2) of the principal Regulations and inserts two further standard conditions that will apply to all approved debt payment programmes. Regulation 10 amends regulation 30(3)(a) of the principal Regulations so that only the debtor's sole or main residence is excepted when the DAS administrator is considering whether to require the realisation of an asset. Regulation 11 amends regulation 35 of the principal Regulations by providing-
Regulation 14 amends regulation 50 of the principal Regulations to provide that an appeal to the sheriff under paragraph (1), (2) or (3) shall be by summary application and an appeal to the sheriff principal under paragraph (4) or (5) shall be by note of appeal. Notes: [1] 2002 asp 17. Section 9(1) contains a definition of "Prescribed" relevant to the exercise of the statutory power under which these Regulations are made.back [3] Section 40A of the Child Support Act 1991 (c. 48) was inserted by the Child Support, Pensions and Social Security Act 2000 (c.19), section 17(2).back [4] 1907 c.51; rule 31.4 of the Ordinary Cause Rules was inserted by S.I. 1996/2445.back
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